FM_RT_001_S2 Interest Rates in Financial Market(2005- present)

Service Manager Financial Market Data Team

Frequency

From

( JAN 2005 - MAR 2025 )

Last Updated : 10 Apr 2025 10:00(Percent per annum)

		MAR 2025 p	FEB 2025	JAN 2025	DEC 2024	NOV 2024	OCT 2024
1	Policy Rate 1/	2.00	2.00	2.25	2.25	2.25	2.25
2	Money market interest rates :
3	Interbank overnight lending rates 2/	1.95	2.06	2.20	2.20	2.10	2.32
4	Interbank overnight lending rates : Min	1.90	1.90	2.15	2.15	2.15	2.15
5	Interbank overnight lending rates : Max	2.01	2.26	2.26	2.26	2.26	2.51
6	Private Repurchase Rate 2/
7	O/N	1.99	2.03	2.24	2.24	2.24	2.36
8	1 week	2.00	2.22	2.25	2.21	2.24	2.33
9	Bilateral repurchase rate 3/
10	1 day	2.00	2.21	2.25	2.25	2.25	2.37
11	7 days	2.00	2.21	2.25	2.25	2.25	2.37
12	14 days	2.00	2.25	2.25	2.25	2.25	2.39
13	1 month	2.00	2.22	2.25	2.25	2.25	2.34
14	2 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
15	3 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
16	6 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Bangkok Interbank Offered Rate (BIBOR) 2/
18	1 week	2.02	2.25	2.27	2.27	2.27	2.40
19	1 month	2.05	2.27	2.30	2.30	2.30	2.43
20	2 months	2.10	2.32	2.35	2.35	2.35	2.48
21	3 months	2.15	2.37	2.39	2.40	2.40	2.53
22	6 months	2.20	2.43	2.44	2.45	2.45	2.58
23	9 months 4/	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
24	1 Year	2.30	2.53	2.55	2.55	2.55	2.69
25	Thai Baht Implied Interest Rate 2/
26	1 month	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
27	2 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
28	3 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
29	6 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
30	9 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
31	12 months	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
32	End of Day Liquidity Adjustment Window 5/
33	Lending Facility	2.50	2.50	2.75	2.75	2.75	2.75
34	Borrowing Facility	1.50	1.50	1.75	1.75	1.75	1.75
35	T-Bill & Government Bond Yield 6/
36	1 month	1.92	2.04	1.90	2.03	2.14	2.18
37	3 months	1.92	2.05	1.93	2.03	2.14	2.19
38	6 months	1.91	2.05	1.96	2.05	2.15	2.21
39	1 year	1.90	2.05	1.99	2.04	2.14	2.21
40	2 years	1.84	2.02	2.04	1.99	2.07	2.14
41	3 years	1.83	2.01	2.06	2.00	2.10	2.15
42	4 years	1.88	2.06	2.10	2.05	2.15	2.20
43	5 years	1.90	2.08	2.13	2.08	2.19	2.24
44	6 years	1.97	2.14	2.17	2.12	2.23	2.28
45	7 years	2.03	2.19	2.23	2.16	2.26	2.32
46	8 years	2.09	2.25	2.30	2.23	2.36	2.41
47	9 years	2.12	2.27	2.33	2.25	2.40	2.45
48	10 years	2.12	2.27	2.35	2.29	2.43	2.47
49	11 years	2.18	2.31	2.38	2.29	2.45	2.50
50	12 years	2.24	2.37	2.45	2.36	2.52	2.59
51	13 years	2.30	2.43	2.51	2.42	2.59	2.64
52	14 years	2.33	2.47	2.53	2.45	2.64	2.68
53	15 years	2.34	2.48	2.54	2.45	2.67	2.72
54	16 years	2.40	2.52	2.58	2.49	2.71	2.76
55	17 years	2.48	2.58	2.64	2.56	2.75	2.80
56	18 years	2.55	2.63	2.71	2.62	2.81	2.84
57	19 years	2.58	2.65	2.74	2.66	2.87	2.93
58	20 years	2.59	2.65	2.74	2.67	2.90	2.99
59	State Enterprise Bonds Reference Yield Spreads : (basis point) 7/
60	0-1 year : Min	9.25	8.93	9.18	9.05	9.35	8.25
61	0-1 year : Max	11.35	10.51	10.93	10.80	13.00	9.25
62	>1-3 years : Min	11.19	11.04	10.67	10.63	10.38	10.58
63	>1-3 years : Max	16.65	15.83	15.39	16.29	17.45	13.58
64	>3-6 years : Min	15.33	15.02	15.08	14.60	15.70	13.75
65	>3-6 years : Max	22.02	20.69	20.50	21.31	24.29	15.83
66	>6-10 years : Min	19.58	19.17	18.96	18.75	20.00	17.92
67	>6-10 years : Max	29.48	27.08	25.92	28.33	33.83	22.29
68	>10-14 years : Min	30.10	28.19	27.94	28.81	29.50	24.58
69	>10-14 years : Max	38.56	36.02	36.29	36.06	45.02	29.17
70	>14 years : Min	37.71	36.13	36.31	36.44	37.77	34.79
71	>14 years : Max	45.17	43.42	41.95	43.03	49.33	38.21
72	Financial institutions Interest Rate : 8/
73	Commercial banks 9/
74	Loan rates
75	Ceiling rates : Min	17.45	17.45	17.45	17.45	17.45	17.57
76	Ceiling rates : Max	28.00	28.00	28.00	28.00	28.00	28.00
77	MOR (Minimum Overdraft Rate) : Min	7.02	7.27	7.27	7.27	7.27	7.35
78	MOR (Minimum Overdraft Rate) : Max	7.10	7.35	7.35	7.35	7.35	7.59
79	MLR (Minimum Lending Rate) : Min	6.83	6.90	6.90	6.90	6.90	6.90
80	MLR (Minimum Lending Rate) : Max	7.06	7.16	7.16	7.16	7.16	7.28
81	MLR (Minimum Lending Rate) : Weighted Average	n.a.	4.32	4.35	4.36	4.41	4.46
82	For contract amount Less than or equal 100 million baht	n.a.	4.99	5.02	5.03	5.05	5.13
83	For contract amount over 100 million baht but under 500 million baht	n.a.	4.47	4.50	4.51	4.56	4.63
84	For contract amount from 500 million baht and over	n.a.	3.94	3.96	3.98	4.03	4.06
85	New Loan Rates for businesses 10/	n.a.	3.93	4.15	4.61	4.17	4.07
86	For contract amount Less than or equal 100 million baht	n.a.	4.79	4.86	4.86	4.92	4.90
87	For contract amount over 100 million baht but under 500 million baht	n.a.	4.12	4.21	4.23	4.35	4.32
88	For contract amount from 500 million baht and over	n.a.	3.55	3.84	4.66	3.78	3.64
89	MRR (Minimum Retail Rate) Min	6.95	7.00	7.00	7.00	7.00	7.00
90	MRR (Minimum Retail Rate) Max	7.35	7.45	7.45	7.45	7.45	7.57
91	Deposit rates
92	Savings deposits : Min	0.25	0.25	0.25	0.25	0.25	0.25
93	Savings deposits : Max	0.30	0.30	0.30	0.30	0.30	0.30
94	Time deposits 3 months : Min	0.95	0.95	0.95	0.95	0.95	1.00
95	Time deposits 3 months : Max	1.00	1.00	1.00	1.00	1.17	1.17
96	Time deposits 6 months : Min	1.05	1.05	1.05	1.05	1.05	1.10
97	Time deposits 6 months : Max	1.10	1.10	1.10	1.10	1.25	1.25
98	Time deposits 12 months : Min	1.45	1.45	1.45	1.45	1.45	1.45
99	Time deposits 12 months : Max	1.50	1.50	1.50	1.50	1.70	1.70
100	Time deposits 2 years : Min	1.70	1.70	1.70	1.70	1.70	1.70
101	Time deposits 2 years : Max	1.90	1.90	1.90	1.90	2.10	2.25
102	Time deposits More than 2 years : Min	1.75	1.75	1.75	1.75	1.75	1.75
103	Time deposits More than 2 years : Max	1.95	1.95	1.95	1.95	2.15	2.30
104	Time deposits : Weighted Average	n.a.	1.43	1.43	1.44	1.51	1.62
105	Finance companies
106	Borrowing rates
107	at call : Min	0.50	0.50	0.50	0.50	0.50	0.50
108	at call : Max	0.50	0.50	0.50	0.50	0.50	0.50
109	1 month : Min	1.45	1.45	1.45	1.45	1.45	1.45
110	1 month : Max	1.45	1.45	1.45	1.45	1.45	1.45
111	3 months : Min	1.75	1.75	1.75	1.75	1.75	1.75
112	3 months : Max	1.75	1.75	1.75	1.75	1.75	1.75
113	6 months : Min	1.85	1.85	1.85	1.85	1.85	1.85
114	6 months : Max	1.85	1.85	1.85	1.85	1.85	1.85
115	12 months : Min	2.00	2.00	2.00	2.00	2.00	2.00
116	12 months : Max	2.00	2.00	2.00	2.00	2.00	2.00
117	Lending rates
118	Prime rates : Min	9.50	9.50	9.50	9.50	9.50	9.50
119	Prime rates : Max	9.50	9.50	9.50	9.50	9.50	9.50
120	Prime rates : Average	9.50	9.50	9.50	9.50	9.50	9.50
121	Maximum ceiling	21.00	21.00	21.00	21.00	21.00	21.00
122	Government Saving Bank (GSB)
123	Loan rates
124	MOR (Minimum Overdraft Rate) : Min	6.50	6.75	6.75	6.75	6.75	7.00
125	MOR (Minimum Overdraft Rate) : Max	6.50	6.75	6.75	6.75	6.75	7.00
126	MLR (Minimum Lending Rate) : Min	6.65	6.90	6.90	6.90	6.90	7.15
127	MLR (Minimum Lending Rate) : Max	6.65	6.90	6.90	6.90	6.90	7.15
128	Deposit rates
129	Savings deposits : Min	0.25	0.30	0.30	0.30	0.30	0.30
130	Savings deposits : Max	0.25	0.30	0.30	0.30	0.30	0.30
131	Time deposits 3 months : Min	1.00	1.00	1.00	1.20	1.20	1.20
132	Time deposits 3 months : Max	1.00	1.00	1.00	1.20	1.20	1.20
133	Time deposits 6 months : Min	1.10	1.10	1.10	1.30	1.30	1.30
134	Time deposits 6 months : Max	1.10	1.10	1.10	1.30	1.30	1.30
135	Time deposits 12 months : Min	1.50	1.50	1.50	1.70	1.70	1.70
136	Time deposits 12 months : Max	1.50	1.50	1.50	1.70	1.70	1.70
137	Time deposits 2 years : Min	1.90	1.90	1.90	2.10	2.10	2.10
138	Time deposits 2 years : Max	1.90	1.90	1.90	2.10	2.10	2.10
139	Bank for Agriculture and Agricultural Cooperatives (BAAC)
140	Loan rates
141	MLR (Minimum Lending Rate) : Min	6.13	6.13	6.13	6.13	6.13	6.13
142	MLR (Minimum Lending Rate) : Max	6.13	6.13	6.13	6.13	6.13	6.13
143	Deposit rates
144	Savings deposits : Min	0.25	0.30	0.30	0.35	0.35	0.35
145	Savings deposits : Max	0.25	0.30	0.30	0.35	0.35	0.35
146	Time deposits 3 months : Min	1.05	1.15	1.15	1.20	1.20	1.20
147	Time deposits 3 months : Max	1.05	1.15	1.15	1.20	1.20	1.20
148	Time deposits 6 months : Min	1.10	1.20	1.20	1.25	1.25	1.25
149	Time deposits 6 months : Max	1.10	1.20	1.20	1.25	1.25	1.25
150	Time deposits 12 months : Min	1.70	1.70	1.70	1.80	1.80	1.80
151	Time deposits 12 months : Max	1.70	1.70	1.70	1.80	1.80	1.80
152	Time deposits 2 years : Min	1.80	1.95	1.95	1.95	1.95	1.95
153	Time deposits 2 years : Max	1.80	1.95	1.95	1.95	1.95	1.95
154	Government Housing Bank (GHB)
155	Loan rates
156	MOR (Minimum Overdraft Rate) : Min	6.15	6.40	6.40	6.40	6.40	6.65
157	MOR (Minimum Overdraft Rate) : Max	6.15	6.40	6.40	6.40	6.40	6.65
158	MLR (Minimum Lending Rate) : Min	6.15	6.25	6.25	6.25	6.25	6.50
159	MLR (Minimum Lending Rate) : Max	6.15	6.25	6.25	6.25	6.25	6.50
160	Deposit rates
161	Savings deposits : Min	0.35	0.35	0.35	0.45	0.45	0.45
162	Savings deposits : Max	0.35	0.35	0.35	0.45	0.45	0.45
163	Time deposits 3 months : Min	1.00	1.00	1.00	1.20	1.20	1.20
164	Time deposits 3 months : Max	1.00	1.00	1.00	1.20	1.20	1.20
165	Time deposits 6 months : Min	1.10	1.10	1.10	1.25	1.25	1.25
166	Time deposits 6 months : Max	1.10	1.10	1.10	1.25	1.25	1.25
167	Time deposits 12 months : Min	1.50	1.50	1.50	1.70	1.70	1.70
168	Time deposits 12 months : Max	1.50	1.50	1.50	1.70	1.70	1.70
169	Time deposits 2 years : Min	1.85	1.85	1.85	1.95	1.95	1.95
170	Time deposits 2 years : Max	1.85	1.85	1.85	1.95	1.95	1.95
171	Export-Import Bank of Thailand (EXIM)
172	Loan rates
173	MOR (Minimum Overdraft Rate) : Min	18.00	18.00	18.00	18.00	18.00	18.00
174	MOR (Minimum Overdraft Rate) : Max	18.00	18.00	18.00	18.00	18.00	18.00
175	MLR (Minimum Lending Rate) : Min	6.25	6.35	6.35	6.35	6.35	6.35
176	MLR (Minimum Lending Rate) : Max	6.25	6.35	6.35	6.35	6.35	6.35
177	Deposit rates
178	Savings deposits : Min	0.25	0.25	0.25	0.25	0.25	0.25
179	Savings deposits : Max	0.25	0.25	0.25	0.25	0.25	0.25
180	Time deposits 3 months : Min	0.50	0.50	0.50	0.50	0.50	0.50
181	Time deposits 3 months : Max	0.50	0.50	0.50	0.50	0.50	0.50
182	Time deposits 6 months : Min	0.50	0.50	0.50	0.50	0.50	0.50
183	Time deposits 6 months : Max	0.50	0.50	0.50	0.50	0.50	0.50
184	Time deposits 12 months : Min	0.50	0.50	0.50	0.50	0.50	0.50
185	Time deposits 12 months : Max	0.50	0.50	0.50	0.50	0.50	0.50
186	Small and Medium Enterprise Development Bank of Thailand (SME Bank)
187	MLR (Minimum Lending Rate) : Min	7.30	7.40	7.40	7.40	7.40	7.40
188	MLR (Minimum Lending Rate) : Max	7.30	7.40	7.40	7.40	7.40	7.40

Source:
1. Bank of Thailand
2. Specialized Financial Institutions
Remark:
1/ The series is end of period : See Monetary Policy Committee' s decision on the policy rate at https://www.bot.or.th/English/MonetaryPolicy/Pages/default.aspx
2/ The series is Average.
3/ The series is average. Before March 2008, data is the average rate of BOT Repurchase Transaction.
4/ As interbank transactions in the 9-month tenor records very thin volume and there is no financial contracts referencing such benchmark, the BOT has decided to discontinue the calculation and publication of the 9-month BIBOR since 1 April 2015.
5/ The series is end of period. From Jan 17, 2007 onwards, End-of-day Liquidity Rate was separated into Lending Facility and Borrowing Facility.
6/ The series is Average.T-bill, Government Bond and BOT Bond Yield are displayed in the same category.
7/ The series is Average.State Enterprise Bonds Yield are displayed in basis point of spread over Government Bond Yield.
8/ The series is end of period.
9/ Interrest rates used for retail customers.The figures have been quoted by 5 commercial banks (Bangkok Bank, KrungThai Bank, The Siam Commercial Bank, Kasikorn Bank and Bank of Ayudhya)
10/ New Loan Rates (NLR) for businesses is the contract-amount weighted average of interest rates on new loans extended by 14 Thai commercial banks. New loans include all normal Thai baht loans for all types, purposes, and maturities. Those can be either secured or unsecured loans. However, the calculation excludes overdraft loans, consumer loans, credit card loans, repurchase agreements, bank guarantees, as well as loans extended to financial intermediaries, public sector, and non-residents. Interest rates used in the calculation refer to the average of the lowest and highest rates in each loan contract. https://www.bot.or.th/Thai/Statistics/Articles/Doc_Lib_statisticsHorizon/stat%20horizon_NLR.pdf

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